STRENGTHENING FAMILIES AND COMMUNITIES
Community land trust homeownership opportunities created for low- to moderate-income families provides a variety of benefits – from economic to social.
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Stabilization – Homeowners are no longer subject to rental displacement.
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Predictable Housing Costs – Through 30-year fixed-rate mortgage payments homeowners have a predictable housing payment that allows them to save and plan for the future.
Build Household Equity Safely – Our homeowners are 10 times less likely to experience foreclosure due to ongoing homeowner support.
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Social Benefits – The list of social benefits associated specifically with homeownership (versus stable rental housing) include:
Greater attachment to the neighborhood and neighbors
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Lower teen pregnancy
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Higher student test scores
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Higher rate of high school graduation
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Children more likely to participate in organized activities and have less screen time
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Homeowners reported higher life satisfaction, higher self-esteem, happiness, and higher perceived control over their lives
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Better health outcomes, better physical and psychological health
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Community land trust homeownership is a stepping stone to market- rate homeownership and as a result a path out of poverty
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Community land trust homeownership prevents income displacement in rapidly gentrifying areas
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Community land trust homeownership creates stability in otherwise transient neighborhoods and communities resulting in deeper investment (financial and social) and lower crime
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Community land trust homeownership provides work-force housing that brings employees closer to places of employment which in turn enhances productivity.